Sunday, July 13, 2014

Topping Up Your Loan


http://www.cashloansmutual.com/?c=214496

If you're registered for Cashloansmutual Online Banking and you already have a loan with us, you could apply to top it up online to an overall total of £35,000. That way, you’ll have the cash you need – whether for a new car, renovations or a bit of extra breathing room.

 
Top-up your existing loan


When you top-up a loan, we don’t actually add money to it. Instead, we set up a new loan for the remaining balance and the extra amount you want to borrow. Then we pay off your old loan from that total, including any early repayment charges, and transfer what's left into your account. The new loan may have a different interest rate from your initial loan, and the term might be different too. This may mean that you would pay more interest than before.

If you haven’t signed up for Online Banking, you can register now. You can also call us on 855-409-5036 or visit a branch.


Take out an additional loan

Did you get your current loan for a specific reason and want to borrow for something else, or just want to keep your repayments separate? If you have a Cashloansmutual and are registered for Online Banking, you could apply for a second loan.
 

Log in  to see if you have a provisional loan limit and can apply online. Then follow the application process.
 

If you're not registered for Online Banking, call us on 855-409-5036.
 
As with any form of lending, make sure your new repayments will be affordable.

All loans are subject to status at the time you apply. Early repayment fees will apply.
Features of our Cashloansmutual Personal loan

    Borrow up to £35,000 in total 3
    You could get an obligation free personal price quote without affecting your credit score. Log in to Online Banking to see whether you have a provisional loan limit, without affecting your credit rating:

  1.  One fixed monthly repayment to help you budget
  2. You have the legal right to repay the loan early at any time
  3. Rates are the same regardless of what you’re borrowing for
    You can apply in Online Banking, in branch or over the phone, depending on your circumstances and the products you hold 6
    Loans are available up to 5 years (or up to 10 years on larger amounts for selected existing customers)

Repaying your loan early
You have the legal right to repay your loan early, in part or full, at any time. As well as any other interest that’s due, we’ll charge you a fee equal to 30 days’ interest. This will be calculated using the amount being repaid for a partial repayment or on the amount you owe us if you repay in full. For more information, call 855-409-5036 or visit a branch.

To find out what your repayment fee is at any time, log in to Online Banking, call us on the same number or visit a branch.

1 comment:

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